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Rates

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Loan Rates

Vehicle Loans
Effective Date: 05/18/2024
Rate DescriptionTermPayment DescriptionAPRAPR Type
2024-2023 Vehicles/Motorcycles Up to 36 Months $30.20 per 1000 borrowed 5.50% Fixed
  Up to 48 Months $23.38 per 1000 borrowed 5.75% Fixed
  Up to 60 Months $19.46 per 1000 borrowed 6.25% Fixed
  Up to 72 Months $16.82 per 1000 borrowed 6.50% Fixed
  Up to 84 Months $14.98 per 1000 borrowed 6.75% Fixed
2022-2021 Vehicles/Motorcycles Up to 72 Months $16.94 per 1000 borrowed 6.75% Fixed
2020-2018 Vehicles/Motorcycles Up to 60 Months $19.69 per 1000 borrowed 6.75% Fixed
2017-2016 Vehicles/Motorcycles Up to 48 Months $23.96 per 1000 borrowed 7.00% Fixed
2015 Vehicles/Motorcycles Up to 36 Months $30.89 per 1000 borrowed 7.00% Fixed

Revolving Line of Credit
Effective Date: 05/18/2024
Credit ScoreLimitPaymentRateAPR Type
800 or Above $20,000.00 $3.00 per 100 borrowed 7.00% Fixed
799 to 750 $10,000.00 $3.00 per 100 borrowed 8.00% Fixed
749 or below $5,000.00 $3.00 per 100 borrowed 12.00% Fixed

Home Equity
Effective Date: 05/18/2024
Rate DescriptionTermPayment DescriptionAPRAPR Type
Home Equity up to $50,000.00 5 Year Fixed $19.58 per 1000 borrowed 6.50% Fixed
Home Equity up to $50,000.00 5 Year Balloon @ 180 months $8.45 per 1000 borrowed 6.00% Fixed
Home Equity over $50,000.00 5 Year Balloon @ 360 months $6.00 per 1000 borrowed 6.00% Fixed
Home Equity up to $50,000.00 7 Year Fixed $14.98 per 1000 borrowed 6.75% Fixed
Home Equity up to $50,000.00 7 Year Balloon @ 180 months $8.58 per 1000 borrowed 6.25% Fixed
Home Equity over $50,000.00 7 Year Balloon @ 360 months $6.17 per 1000 borrowed 6.25% Fixed
Home Equity up to $50,000.00 10 Year Fixed $11.62 per 1000 borrowed 7.00% Fixed
Home Equity over $50,000.00 10 Year Balloon @180 month $8.72 per 1000 borrowed 6.50% Fixed
Home Equity over $50,000.00 10 Year Balloon @360 month $6.33 per 1000 borrowed 6.50% Fixed
Home Equity up to $50,000.00 15 Year Fixed $9.14 per 1000 borrowed 7.25% Fixed
Home Equity over $50,000.00 15 Year Balloon @ 360 months $6.50 per 1000 borrowed 6.75% Fixed

$0 Closing Costs. Restrictions apply

Visa Platinum Card
Effective Date: 05/18/2024
Rate DescriptionPayment DescriptionAPRAPR Type
VISA Platinum Credit Card $40.00 per 1000 borrowed 12.96% Fixed

Boats and Water Crafts
Effective Date: 05/18/2024
Rate DescriptionTermPayment DescriptionAPRAPR Type
New Up to 180 Months $9.00 per 1000 borrowed 7.00% Fixed
Used Up to 180 Months $9.28 per 1000 borrowed 7.50% Fixed

Recreational
Effective Date: 05/18/2024
Rate DescriptionTermPayment DescriptionAPRAPR Type
New Up to 180 Months $9.00 per 1000 borrowed 7.00% Fixed
Used Up to 180 Months $9.28 per 1000 borrowed 7.50% Fixed

Signature Loans
Effective Date: 05/18/2024
Rate DescriptionTermPayment DescriptionAPRAPR Type
$1 - $2,500 Up to 24 Months $45.93 per 1000 borrowed 9.50% Fixed
$2,501 - $5,000 Up to 36 Months $32.16 per 1000 borrowed 9.75% Fixed
$5,001 - $7,000 Up to 48 Months $25.38 per 1000 borrowed 10.00% Fixed
$7,001 - $10,000 Up to 60 Months $21.38 per 1000 borrowed 10.25% Fixed

Savings/Share Rates

Savings/Shares Rates
Effective Date: 03/19/2024 paid 04/01/2024
Share TypeDescriptionRate
Money Management Monthly Interest 1.00%
Regular Shares up to $199.99 Quarterly Interest 0.10%
Regular Shares $200.00 and Over Quarterly Interest 0.15%
Special Shares up to $199.99 Quarterly Interest 0.10%
Special Shares $200.00 and Over Quarterly Interest 0.15%
Holiday Savings Quarterly Interest 0.15%

Members should call the credit union to verify rates. Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

IRAs
Effective Date: 03/19/2024 paid 04/01/2024
Share TypeDescriptionRate
IRA Regular Savings Quarterly Interest 0.50%

Members should call the credit union to verify rates. Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Share Draft
Effective Date: 05/18/2024
Share TypeDescriptionRate
No Minimum Balance Required No Transaction Fees, Only Special Fees Apply 0.00%

Certificates
Effective Date: 05/18/2024
Share TypeDescriptionRateAPY
6 Month Certificate $500 minimum 1.70% 1.70%
1 Year Certificate $1,000 minimum 1.90% 1.90%
2 Year Certificate $1,000 minimum 2.00% 2.00%
3 Year Certificate $1,000 minimum 2.50% 2.50%

NOTE: Early withdrawal from certificates will be subject to a dividend penalty.

Members should call the credit union to verify rates.

Certificate Specials
Effective Date: 05/18/2024
Share TypeDescriptionRateAPY
9 Month Certificate $1,000 minimum 4.00% 4.00%
14 Month Certificate $1,000 minimum 3.50% 3.50%

NOTE: Early withdrawal from certificates will be subject to a dividend penalty.

Members should call the credit union to verify rates.

 

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