Signature Loan Promotion
Shake Off The Holiday Hangover With A Lower Rate!
Our freshly trimmed Signature Loan rates make it easier then ever to consolidate debt, recover from the holidays, or jump start the new year!
January 1st to March 31st, 2026
| Amount | Current Rate | Promo Rate | Up To Months |
|---|---|---|---|
| $1-$2,500 | 8.50% APR | 24 Months | |
| $2,501-$5,000 | 8.75% APR | 36 Months | |
| $5,001-$7,000 | 9.00% APR | 48 Months | |
| $7,001-$10,000 | 9.25% APR | 60 Months |
90 Days - No Payments*
Free Credit Life**
*Interest will continue to accrue during the 90 day period. In some cases, based on the size of your balance, the interest that accrues may be greater than the amount of your next regular payment. It may take you several months to begin to reduce your principal balance.
**Certain restrictions apply.
Harvest A Better Rate This Season
Transfer your home equity loan from another financial institution and enjoy:
- 1% OFF* — our current home equity rates!
- NO CLOSING COSTS — we've got you covered!
Whether you're looking to lower your monthly payments, consolidate debt, or unlock extra cash for renovations, now's the perfect time to make the move!
Rates starting as low as 6.00% APR**
Call 810-985-6371 or email loans@bluewaterfcu.org for more information.
*Promotion applies only to new loans transferred from another institution.
**Rates subject to change at any time without notice.
New Vehicle Rates Lowered - 4.99% APR*
Looking for a New Car?
We've got you covered with an unbeatable rate for new vehicles.
Whether you're eying a sleek sedan, a sporty SUV, or a family-friendly ride, now is the perfect time to get behind the wheel!
We offer:
- Flexible Terms on New Vehicles (2024 or Newer): Choose from a variety of loan terms that fit your budget with options for 36, 48, 60, 72, and 84 months.
- Pre-Owned Vehicle Rates: Great rates starting at 6.00% APR with terms up to 72 months**.
- Free Credit Life**
Ready to hit the road?
Apply Here or Contact Us Today!
*Rates subject to change at any time without notice.
**Restrictions apply.
Home Equity Loans Special
$0* Closing Cost on Home Equity Loans
Your home's equity could be key to financing large expenses! Whether you are looking to buy a vacation home, pay for home improvements, or just consolidating debt, let us help you make that happen!
5 Year Fixed
7 Year Fixed
10 Year Fixed
15 Year Fixed
30 Year**
Stop in or call 810-985-6371 for an application!
*$0 closing costs apply to new money with a minimum of $10,000.
**30 year must balloon in either 5, 7, 10, or 15 years.
Subject to change. Exclusions may apply.