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Loan Rates

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Loan Rates

Vehicle Loans
Effective Date: 05/18/2024
Rate DescriptionTermPayment DescriptionAPRAPR Type
2024-2023 Vehicles/Motorcycles Up to 36 Months $30.20 per 1000 borrowed 5.50% Fixed
  Up to 48 Months $23.38 per 1000 borrowed 5.75% Fixed
  Up to 60 Months $19.46 per 1000 borrowed 6.25% Fixed
  Up to 72 Months $16.82 per 1000 borrowed 6.50% Fixed
  Up to 84 Months $14.98 per 1000 borrowed 6.75% Fixed
2022-2021 Vehicles/Motorcycles Up to 72 Months $16.94 per 1000 borrowed 6.75% Fixed
2020-2018 Vehicles/Motorcycles Up to 60 Months $19.69 per 1000 borrowed 6.75% Fixed
2017-2016 Vehicles/Motorcycles Up to 48 Months $23.96 per 1000 borrowed 7.00% Fixed
2015 Vehicles/Motorcycles Up to 36 Months $30.89 per 1000 borrowed 7.00% Fixed

Revolving Line of Credit
Effective Date: 05/18/2024
Credit ScoreLimitPaymentRateAPR Type
800 or Above $20,000.00 $3.00 per 100 borrowed 7.00% Fixed
799 to 750 $10,000.00 $3.00 per 100 borrowed 8.00% Fixed
749 or below $5,000.00 $3.00 per 100 borrowed 12.00% Fixed

Home Equity
Effective Date: 05/18/2024
Rate DescriptionTermPayment DescriptionAPRAPR Type
Home Equity up to $50,000.00 5 Year Fixed $19.58 per 1000 borrowed 6.50% Fixed
Home Equity up to $50,000.00 5 Year Balloon @ 180 months $8.45 per 1000 borrowed 6.00% Fixed
Home Equity over $50,000.00 5 Year Balloon @ 360 months $6.00 per 1000 borrowed 6.00% Fixed
Home Equity up to $50,000.00 7 Year Fixed $14.98 per 1000 borrowed 6.75% Fixed
Home Equity up to $50,000.00 7 Year Balloon @ 180 months $8.58 per 1000 borrowed 6.25% Fixed
Home Equity over $50,000.00 7 Year Balloon @ 360 months $6.17 per 1000 borrowed 6.25% Fixed
Home Equity up to $50,000.00 10 Year Fixed $11.62 per 1000 borrowed 7.00% Fixed
Home Equity over $50,000.00 10 Year Balloon @180 month $8.72 per 1000 borrowed 6.50% Fixed
Home Equity over $50,000.00 10 Year Balloon @360 month $6.33 per 1000 borrowed 6.50% Fixed
Home Equity up to $50,000.00 15 Year Fixed $9.14 per 1000 borrowed 7.25% Fixed
Home Equity over $50,000.00 15 Year Balloon @ 360 months $6.50 per 1000 borrowed 6.75% Fixed

$0 Closing Costs. Restrictions apply

Visa Platinum Card
Effective Date: 05/18/2024
Rate DescriptionPayment DescriptionAPRAPR Type
VISA Platinum Credit Card $40.00 per 1000 borrowed 12.96% Fixed

Boats and Water Crafts
Effective Date: 05/18/2024
Rate DescriptionTermPayment DescriptionAPRAPR Type
New Up to 180 Months $9.00 per 1000 borrowed 7.00% Fixed
Used Up to 180 Months $9.28 per 1000 borrowed 7.50% Fixed

Recreational
Effective Date: 05/18/2024
Rate DescriptionTermPayment DescriptionAPRAPR Type
New Up to 180 Months $9.00 per 1000 borrowed 7.00% Fixed
Used Up to 180 Months $9.28 per 1000 borrowed 7.50% Fixed

Signature Loans
Effective Date: 05/18/2024
Rate DescriptionTermPayment DescriptionAPRAPR Type
$1 - $2,500 Up to 24 Months $45.93 per 1000 borrowed 9.50% Fixed
$2,501 - $5,000 Up to 36 Months $32.16 per 1000 borrowed 9.75% Fixed
$5,001 - $7,000 Up to 48 Months $25.38 per 1000 borrowed 10.00% Fixed
$7,001 - $10,000 Up to 60 Months $21.38 per 1000 borrowed 10.25% Fixed

Members should call the Credit Union to verify rates. Other loans and rates are available, contact the Credit Union for more information.Free Credit Life. Certain restrictions apply.

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