Blue Water FCU

Rates & Fees



rate_review

Effective as of: 3/19/2024 to be paid 04/01/2024
Savings/Shares Rates
Share TypeDescriptionRate
Money Management Monthly Interest1.00%
Regular Shares up to $199.99Quarterly Interest0.10%
Regular Shares $200.00 and OverQuarterly Interest0.15%
Special Shares up to $199.99Quarterly Interest0.10%
Special Shares $200.00 and OverQuarterly Interest0.15%
Holiday Savings Quarterly Interest0.15%
 
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.
IRAs
Share TypeDescriptionRate
IRA Regular SavingsQuarterly Interest0.50%
 
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.
Share Draft
DescriptionRate
No Minimum Balance RequiredNo Transaction Fees, Only Special Fees Apply0.00%
 
Certificates
Effective Date: 3/19/2024
TermDescriptionRateAPY
6 Month Certificate$500 minimum1.70%1.70%
1 Year Certificate$1,000 minimum1.90%1.90%
2 Year Certificate$1,000 minimum2.00%2.00%
3 Year Certificate$1,000 minimum2.50%2.50%
 
NOTE: Early withdrawal from certificates will be subject to a dividend penalty.
Members should call the credit union to verify rates.
Certificate Specials
Effective Date: 3/19/2024
TermDescriptionRateAPY
9 Month Certificate$1,000 minimum4.00%4.00%
14 Month Certificate$1,000 minimum3.50%3.50%
 
NOTE: Early withdrawal from certificates will be subject to a dividend penalty.
Certain restrictions may apply.
Members should call the credit union to verify rates.
NCUA government

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency

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