Savings/Shares Rates Fee Schedule
Loan Rates | |||
Rate Description | Term | Payment Description | APR |
VEHICLES | |||
2023 - 2022 Vehicles/Mtr Cycles | Up to 36 Months | $29.87 per 1000 borrowed | 4.75% |
Up to 48 Months | $23.04 per 1000 borrowed | 5.00% | |
Up to 60 Months | $19.11 per 1000 borrowed | 5.50% | |
Up to 72 Months | $16.46 per 1000 borrowed | 5.75% | |
Up to 84 Months | $14.62 per 1000 borrowed | 6.00% | |
2021 - 2020 Vehicles/Mtr Cycles | Up to 72 Months | $16.58 per 1000 borrowed | 6.00% |
2019 - 2017 Vehicles/Mtr Cycles | Up to 60 Months | $19.34 per 1000 borrowed | 6.00% |
2016 - 2015 Vehicles/Mtr Cycles | Up to 48 Months | $23.61 per 1000 borrowed | 6.25% |
2014 Vehicles/Mtr Cycles | Up to 36 Months | $30.54 per 1000 borrowed | 6.25% |
REVOLVING LINE OF CREDIT | |||
CREDIT SCORE | LIMIT | PAYMENT | RATE |
800 or Above | $20,000 | $3.00 per 100 borrowed | 7.00% |
799 to 750 | $10,000 | $3.00 per 100 borrowed | 8.00% |
749 or below | $ 5,000 | $3.00 per 100 borrowed | 12.00% |
HOME EQUITY | |||
Home Equity up to $50,000.00 | 5 Year Fixed | $19.34 per 1000 borrowed | 6.00% |
Home Equity up to $50,000.00 | 5 Year Balloon @ 180 months | $ 8.45 per 1000 borrowed | 6.00% |
Home Equity over $50,000.00 | 5 Year Balloon @ 360 Months | $ 6.00 per 1000 borrowed | 6.00% |
Home Equity up to $50,000.00 | 7 Year Fixed | $14.62 per 1000 borrowed | 6.00% |
Home Equity up to $50,000.00 | 7 Year Balloon @ 180 months | $8.45 per 1000 borrowed | 6.00% |
Home Equity over $50,000.00 | 7 Year Balloon @ 360 Months | $6.00 per 1000 borrowed | 6.00% |
Home Equity up to $50,000.00 | 10 Year Fixed | $11.11 per 1000 borrowed | 6.00% |
Home Equity over $50,000.00 | 10 Year Balloon @ 360 months | $6.00 per 1000 borrowed | 6.00% |
Home Equity up to $50,000.00 | 15 Year Fixed | $8.45 per 1000 borrowed | 6.00% |
Home Equity over $50,000.00 | 15 Year Balloon @ 360 months | $6.00 per 1000 borrowed | 6.00% |
VISA | |||
VISA Platinum Credit Card | $40.00 per 1000 borrowed | 12.96% | |
BOATS and WATER CRAFTS | |||
New | Up to 180 Months | $8.44 per 1000 borrowed | 6.00% |
Used | Up to 180 Months | $8.72 per 1000 borrowed | 6.50% |
RECREATIONAL | |||
New | Up to 180 Months | $8.44 per 1000 borrowed | 6.00% |
Used | Up to 180 Months | $8.72 per 1000 borrowed | 6.50% |
SIGNATURE LOANS | |||
$1 - $2,500 | Up to 24 Months | $45.23 per 1000 borrowed | 8.00% |
$2,501 - $5,000 | Up to 36 Months | $31.46 per 1000 borrowed | 8.25% |
$5,001 - $7,000 | Up to 48 Months | $24.65 per 1000 borrowed | 8.50% |
$7,001 - $10,000 | Up to 60 Months | $20.64 per 1000 borrowed | 8.75% |
Members should call the Credit Union to verify rates. Other loans and rates are available, contact the Credit Union for more information | |||