Blue Water FCU

Rates & Fees



rate_review

Savings/Shares Rates      Fee Schedule     

Effective as of: 11/15/2022
Loan Rates
Rate DescriptionTermPayment DescriptionAPR
VEHICLES
2022 - 2021 Vehicles/Mtr CyclesUp to 36 Months$29.53 per 1000 borrowed4.00%
Up to 48 Months$22.81 per 1000 borrowed4.50%
Up to 60 Months$18.76 per 1000 borrowed4.75%
Up to 72 Months$16.11 per 1000 borrowed5.00%
Up to 84 Months$14.26 per 1000 borrowed5.25%
2020 - 2019 Vehicles/Mtr CyclesUp to 72 Months$16.23 per 1000 borrowed5.25%
2018 - 2016 Vehicles/Mtr CyclesUp to 60 Months$18.99 per 1000 borrowed5.25%
2015 - 2014 Vehicles/Mtr CyclesUp to 48 Months$23.37 per 1000 borrowed5.75%
2013 Vehicles/Mtr CyclesUp to 36 Months$30.31 per 1000 borrowed5.75%
 
REVOLVING LINE OF CREDIT
CREDIT SCORE LIMIT PAYMENTRATE
800 or Above $20,000$3.00 per 100 borrowed7.00%
799 to 750 $10,000$3.00 per 100 borrowed 8.00%
749 or below $ 5,000$3.00 per 100 borrowed12.00%
 
HOME EQUITY
Home Equity up to $50,000.005 Year Fixed$18.99 per 1000 borrowed5.25%
Home Equity up to $50,000.005 Year Balloon @ 180 months$8.05 per 1000 borrowed5.25%
Home Equity over $50,000.005 Year Balloon @ 360 Months$5.53 per 1000 borrowed5.25%
Home Equity up to $50,000.007 Year Fixed$14.38 per 1000 borrowed5.50%
Home Equity up to $50,000.007 Year Balloon @ 180 months$8.18 per 1000 borrowed5.50%
Home Equity over $50,000.007 Year Balloon @ 360 Months$5.68 per 1000 borrowed5.50%
Home Equity up to $50,000.0010 Year Fixed$10.98 per 1000 borrowed5.75%
Home Equity over $50,000.0010 Year Balloon @ 360 months$5.84 per 1000 borrowed5.75%
Home Equity up to $50,000.0015 Year Fixed$8.44 per 1000 borrowed6.00%
Home Equity over $50,000.0015 Year Balloon @ 360 months$6.00 per 1000 borrowed6.00%
 
VISA
VISA Platinum Credit Card$40.00 per 1000 borrowed12.96%
 
BOATS and WATER CRAFTS
NewUp to 180 Months$7.16 per 1000 borrowed3.50%
UsedUp to 180 Months$7.66 per 1000 borrowed4.50%
RECREATIONAL
NewUp to 180 Months$7.16 per 1000 borrowed3.50%
UsedUp to 180 Months$7.66 per 1000 borrowed4.50%
 
SIGNATURE LOANS
$1 - $2,500Up to 24 Months$44.33 per 1000 borrowed6.00%
$2,501 - $5,000Up to 36 Months$30.55 per 1000 borrowed6.25%
$5,001 - $7,000Up to 48 Months$23.73 per 1000 borrowed6.50%
$7,001 - $10,000Up to 60 Months$19.69 per 1000 borrowed 6.75%
 
Members should call the Credit Union to verify rates. Other loans and rates are available, contact the Credit Union for more information
NCUA government

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency

Equal hosuing oportunity Equal hosuing oportunity