Blue Water FCU

Rates & Fees



rate_review

Savings/Shares Rates      Loan Rates      Fee Schedule     

Effective as of: 3/19/2024
Loan Rates
Rate DescriptionTermPayment DescriptionAPRAPR Type
VEHICLES
2024 - 2023 Vehicles/Mtr CyclesUp to 36 Months$30.20 per 1000 borrowed5.50%Fixed
Up to 48 Months$23.38 per 1000 borrowed5.75%Fixed
Up to 60 Months$19.46 per 1000 borrowed6.25%Fixed
Up to 72 Months$16.82 per 1000 borrowed6.50%Fixed
Up to 84 Months$14.98 per 1000 borrowed6.75%Fixed
2022 - 2021 Vehicles/Mtr CyclesUp to 72 Months$16.94 per 1000 borrowed6.75%Fixed
2020 - 2018 Vehicles/Mtr CyclesUp to 60 Months$19.69 per 1000 borrowed6.75%Fixed
2017 - 2016 Vehicles/Mtr CyclesUp to 48 Months$23.96 per 1000 borrowed7.00%Fixed
2015 Vehicles/Mtr CyclesUp to 36 Months$30.89 per 1000 borrowed7.00%Fixed
 
REVOLVING LINE OF CREDIT
CREDIT SCORE LIMIT PAYMENTRATE
800 or Above $20,000$3.00 per 100 borrowed7.00%Fixed
799 to 750 $10,000$3.00 per 100 borrowed 8.00%Fixed
749 or below $ 5,000$3.00 per 100 borrowed12.00%Fixed
 
HOME EQUITY
Home Equity up to $50,000.005 Year Fixed$19.58 per 1000 borrowed6.50%Fixed
Home Equity up to $50,000.005 Year Balloon @ 180 months$ 8.45 per 1000 borrowed6.00%Fixed
Home Equity over $50,000.005 Year Balloon @ 360 months$ 6.00 per 1000 borrowed6.00%Fixed
Home Equity up to $50,000.007 Year Fixed$14.98 per 1000 borrowed6.75%Fixed
Home Equity up to $50,000.007 Year Balloon @ 180 months$8.58 per 1000 borrowed6.25%Fixed
Home Equity over $50,000.007 Year Balloon @ 360 months$6.17 per 1000 borrowed6.25%Fixed
Home Equity up to $50,000.0010 Year Fixed$11.62 per 1000 borrowed7.00%Fixed
Home Equity over $50,00010 Year Balloon @180 month$8.72 per 1000 borrowed6.50%Fixed
Home Equity over $50,000.0010 Year Balloon @ 360 months$6.33 per 1000 borrowed6.50%Fixed
Home Equity up to $50,000.0015 Year Fixed$9.14 per 1000 borrowed7.25%Fixed
Home Equity over $50,000.0015 Year Balloon @ 360 months$6.50 per 1000 borrowed6.75%Fixed
$0 - closing costs. Restrictions apply
 
VISA
VISA Platinum Credit Card$40.00 per 1000 borrowed12.96%Fixed
 
BOATS and WATER CRAFTS
NewUp to 180 Months$9.00 per 1000 borrowed7.00%Fixed
UsedUp to 180 Months$9.28 per 1000 borrowed7.50%Fixed
RECREATIONAL
NewUp to 180 Months$9.00 per 1000 borrowed7.00%Fixed
UsedUp to 180 Months$9.28 per 1000 borrowed7.50%Fixed
 
SIGNATURE LOANS
$1 - $2,500Up to 24 Months$45.93 per 1000 borrowed9.50%Fixed
$2,501 - $5,000Up to 36 Months$32.16 per 1000 borrowed9.75%Fixed
$5,001 - $7,000Up to 48 Months$25.38 per 1000 borrowed10.00%Fixed
$7,001 - $10,000Up to 60 Months$21.38 per 1000 borrowed 10.25%Fixed
 
Members should call the Credit Union to verify rates. Other loans and rates are available, contact the Credit Union for more information.
Free Credit Life. Certain restrictions apply.
NCUA government

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency

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