| Rates as of 10/24/2008. |
| Rate Description |
Term |
Payment Description
|
APR |
APR Type |
| 2009 - 2008 Vehicles/Mtr Cycles |
66 Months |
$17.36 per 1000 borrowed |
5.00% |
Fixed |
| 2007 - 2006 Vehicles/Mtr Cycles |
60 Months |
$18.99 per 1000 borrowed |
5.25% |
Fixed |
| 2005 Vehicles/Mtr Cycles |
54 Months |
$21.06 per 1000 borrowed |
5.75% |
Fixed |
| 2004 Vehicles/Mtr Cycles |
48 Months |
$23.49 per 1000 borrowed |
6.00% |
Fixed |
| 2003 Vehciles/Mtr Cycles |
42 Months |
$26.57 per 1000 borrowed |
6.25% |
Fixed |
| 2002 - 2000 Vehicles/Mtr Cycles |
36 Months |
$30.88 per 1000 borrowed |
7.00% |
Fixed |
| 1999 Vehicles/Mtr Cycles |
24 Months |
$44.90 per 1000 borrowed |
7.25% |
Fixed |
| Home Equity or Refinance up to $50,000.00 |
5 Year Balloon @ 180 months |
$8.04 per 1000 borrowed |
5.25% |
Fixed |
| Home Equity or Refinance up to $50,000.00 |
5 Year Fixed |
$18.99 per 1000 borrowed |
5.25% |
Fixed |
| Home Equity or Refinance up to $50,000.00 |
7 Year Balloon @ 180 months |
$8.17 per 1000 borrowed |
5.50% |
Fixed |
| Home Equity or Refinance up to $50,000.00 |
7 Year Fixed |
$14.37 per 1000 borrowed |
5.50% |
Fixed |
| Home Equity or Refinance up to $50,000.00 |
10 Year Fixed |
$10.98 per 1000 borrowed |
5.75% |
Fixed |
| Home Equity or Refinance up to $50,000.00 |
15 Year Fixed |
$8.44 per 1000 borrowed |
6.00% |
Fixed |
| Home Equity or Refinance over $50,000.00 |
5 Year Balloon @ 360 Months |
$5.52 per 1000 borrowed |
5.25% |
Fixed |
| Home Equity or Refinance over $50,000.00 |
7 Year Balloon @ 360 Months |
$5.68 per 1000 borrowed |
5.50% |
Fixed |
| Home Equity or Refinance over $50,000.00 |
10 Year Balloon @ 360 months |
$5.84 per 1000 borrowed |
5.75% |
Fixed |
| Home Equity or Refinance over $50,000.00 |
15 Year Balloon @ 360 months |
$6.00 per 1000 borrowed |
6.00% |
Fixed |
| Home Equity Variable Line of Credit 1.50% Above Prime Rate |
1.47% Of Beginning Balance |
$14.70 per 1000 borrowed |
6.50% |
Variable |
| VISA - Platinum |
4% of Outstanding Balance |
$40.00 per 1000 borrowed |
12.96% |
Fixed |
| Boats and Other Water Crafts |
Maximum of 120 Months |
$11.61 per 1000 borrowed |
7.00% |
Fixed |
| Recreational Vehicles |
Maximum of 120 Months |
$11.61 per 1000 borrowed |
7.00% |
Fixed |
| Signature Loans Depends on Amount Borrowed Rate Quoted Is The Average Rate |
Up to $10,000 for 5 Years |
$22.63 per 1000 borrowed |
12.75% |
Fixed |
| Mobile Home New |
10% D/P @ 180 Months |
$9.56 per 1000 borrowed |
8.00% |
Fixed |
| Mobile Home Used 1-5 Yrs |
15% D/P @ 120 Months |
$12.27 per 1000 borrowed |
8.25% |
Fixed |
| Mobile Home Used 6-10 Yrs |
20% D/P @ 60 Months |
$20.88 per 1000 borrowed |
9.25% |
Fixed |
| Rates as of 10/24/2008. |
| Rate Description |
Term |
Dividend Rates
|
APY |
| Money Management |
Dividend Paid Monthly |
1.35% |
1.36% |
| Reg Shares-less than $200.00 |
Dividend Declared 09/18/08 Paid 10/01/08 |
0.50% |
0.50% |
| Reg Shares-$200.00 & Over |
Dividend Declared 09/18/08 Paid 10/01/08 |
0.75% |
0.75% |
| Special Acct-less than $200.00 |
Dividend Declared 09/18/08 Paid 10/01/08 |
0.50% |
0.50% |
| Special Acct-$200.00 & Over |
Dividend Declared 09/18/08 Paid 10/01/08 |
0.75% |
0.75% |
| Holiday Savings - All Amts |
Dividend Declared 09/18/08 Paid 10/01/08 |
0.75% |
0.75% |