Home | About Us | Contact Us | How to Join | Account Access | Services | Rates | Services | Open-End Loan Application

APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates

Fill out a loan application online!
Rates as of 8/25/2010.
Rate Description Term Payment Description APR APR Type
2009 - 2010 Vehicles/Mtr Cycles APPROXIMATELY 66 Months $17.02 per 1000 borrowed As low as 4.25% Fixed
2007 - 2008 Vehicles/Mtr Cycles APPROXIMATELY 60 Months $18.65 per 1000 borrowed As low as 4.50% Fixed
2006 Vehicles/Mtr Cycles APPROXIMATELY 54 Months $20.61 per 1000 borrowed As low as 4.75% Fixed
2005 Vehicles/Mtr Cycles APPROXIMATELY 48 Months $23.03 per 1000 borrowed As low as 5.00% Fixed
2004 Vehciles/Mtr Cycles APPROXIMATELY 42 Months $26.12 per 1000 borrowed As low as 5.25% Fixed
2003 - 2001 Vehicles/Mtr Cycles APPROXIMATELY 36 Months $30.43 per 1000 borrowed As low as 6.00% Fixed
2000 Vehicles/Mtr Cycles APPROXIMATELY 24 Months $44.44 per 1000 borrowed As low as 6.25% Fixed
Home Equity or Refinance up to $50,000.00 5 Year Fixed $18.77 per 1000 borrowed 4.75% Fixed
Home Equity or Refinance up to $50,000.00 5 Year Balloon @ 180 months $7.79 per 1000 borrowed 4.75% Fixed
Home Equity or Refinance over $50,000.00 5 Year Balloon @ 360 Months $5.22 per 1000 borrowed 4.75% Fixed
Home Equity or Refinance up to $50,000.00 7 Year Fixed $14.14 per 1000 borrowed 5.00% Fixed
Home Equity or Refinance up to $50,000.00 7 Year Balloon @ 180 months $7.92 per 1000 borrowed 5.00% Fixed
Home Equity or Refinance over $50,000.00 7 Year Balloon @ 360 Months $5.38 per 1000 borrowed 5.00% Fixed
Home Equity or Refinance up to $50,000.00 10 Year Fixed $10.74 per 1000 borrowed 5.25% Fixed
Home Equity or Refinance over $50,000.00 10 Year Balloon @ 360 months $5.53 per 1000 borrowed 5.25% Fixed
Home Equity or Refinance up to $50,000.00 15 Year Fixed $8.18 per 1000 borrowed 5.50% Fixed
Home Equity or Refinance over $50,000.00 15 Year Balloon @ 360 months $5.69 per 1000 borrowed 5.50% Fixed
Home Equity Variable Line of Credit 1.50% Above Prime Rate 1.47% Of Beginning Balance $14.70 per 1000 borrowed 4.75% Variable
VISA - Platinum 4% of Outstanding Balance $40.00 per 1000 borrowed 12.96% Fixed
Boats and Other Water Crafts Maximum of Approx 120 Months $11.61 per 1000 borrowed 7.00% Fixed
Recreational Vehicles Maximum of Approx 120 Months $11.61 per 1000 borrowed 7.00% Fixed
Signature Loans Depends on Amount Borrowed Rate Quoted Is The Average Rate Up to $10,000 for Approx 5 Years $22.26 per 1000 borrowed 12.00% Fixed
Mobile Home New 10% D/P @ Approx 180 Months $9.56 per 1000 borrowed 8.00% Fixed
Mobile Home Used 1-5 Yrs 15% D/P @ Approx 120 Months $12.27 per 1000 borrowed 8.25% Fixed
Mobile Home Used 6-10 Yrs 20% D/P @ Approx 60 Months $20.88 per 1000 borrowed 9.25% Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Certificates
Rates as of 8/25/2010.
Rate Description Term Dividend Rates APY
Six Month Certificate Non Compounding - Paid Mthly .50% 0.50%
One Year Certificate Non Compounding - Paid Mthly .75% 0.75%
Three Year Certificate Non Compounding - Paid Mthly 1.25% 1.25%

NOTE: Early withdrawal from certificates will be subject to a dividend penalty.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any feeson these accounts that could reduce your earnings.

Savings/Shares Rates
Rates as of 8/25/2010.
Rate Description Term Dividend Rates APY
Money Management Rate effective 7/1/10 0.25% 0.25%
Regular Shares up to $199.99 Dividend Declared 06/15/10 Paid 07/01/10 0.10% 0.10%
Regular Shares $200.00 & Over Dividend Declared 06/15/10 Paid 07/01/10 0.15% 0.15%
Special Acct up to $199.99 Dividend Declared 06/15/10 Paid 07/01/10 0.10% 0.10%
Special Acct $200.00 & Over Dividend Declared 06/15/10 Paid 07/01/10 0.15% 0.15%
Holiday Savings - All Amts Dividend Declared 06/15/10 Paid 07/01/10 0.15% 0.15%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

IRAs

Rates as of 8/25/2010.
Rate Description Term Dividend Rates APY
Regular Deposit Account Dividend Declared 06/15/10 Paid 07/01/10 1.00% 1.00%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Share Draft

Rates as of 8/25/2010.
Rate Description Term Dividend Rates APY
No Minimum Balance Required No Transaction Fees Only Special Fees Apply 0.00% 0.00%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

    Location:

    526 Water Street, Ste 113

    Port Huron, MI 48060

    Office: 810-985-6993

    Fax: 810-985-4039


    Hours of Operation:

    Mon:

9:00 - 4:30

    Tues:

9:00 - 4:30

    Wed:

9:00 - 4:30

    Thurs:

9:00 - 4:30

    Fri:

8:00 - 4:30

 

 

Home | About Us | Contact Us | How to Join | Account Access | Services | Rate Information
Privacy Policy | VISA Pre-Disclosure | Members Disclosure
     
Copyright 2007 - Blue Water FCU xxx